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"As the national mortgage
crisis threatens millions of Americans, more people than
ever are choosing to short sale their homes rather
than face foreclosure." |
Team Dixon is your Sales Solution
Team.
We are experts in Short Sales.
We are skilled at negotiating with
lenders.
Team Dixon is
working together with buyers, sellers and banks to move
properties quickly before foreclosure
therefore providing a financial solution for all parties involved.
More people than
ever are choosing to short sale their homes
rather than face foreclosure.
It's no secret,
homes have lost value. Many people are in
trouble financially due to different circumstances
and are at risk of foreclosure.
We are here to help.
Our commitment is to work with sellers and do our
best to save them from foreclosure therefore
relieving their financial burden and perhaps
saving their credit reputation.
You have nothing to
lose.
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$50 gas card
That's right,
we are giving away a $50 gas card
each month beginning in November, 2008.
Enter to win! |
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The Basics Of A Short Sale
The concept of a short sale is fairly simple. A short
sale occurs when the sale proceeds of a house fall short
of what the owner still owes on the mortgage. Many
lenders will agree to accept the proceeds of a short
sale and forgive the rest of what is owed on the
mortgage when the owner cannot make the mortgage
payments. A few words of warning are in order. Not every
lender will negotiate a short sale. Additionally,
Lenders often have no interest in negotiating a short
sale unless your payments are several months late.
Another consideration is you may be held liable
for taxes on the difference between the sale amount and
the original loan amount.
The Credit Affects
Foreclosure
Without a doubt sellers will incur more damage on their
credit report by going through foreclosure. Typically
your credit score will take plunge between 200 to 300
points.
Short Sale
Short sales have a far less damaging affect on a
seller's credit report. Credit scores typically lose
between 80 to 100 points. What happens to your credit
down the road? It is takes around three years after a
foreclosure before a lender will offer a sensible
interest rate, whereas for a person who went through a
short sale typically waits around 18 months to buy
another home at a good interest rate.
Salvaging your credit should always be the primary
concern when making the decision between a short sale
and stopping foreclosure. The savings in interest
payments alone should be convincing enough for most
people, not to mention your buying power in the near and
distant future.
Our Commitment
We will negotiate with
your Bank on your behalf and will do all we can to get
them to forgive the difference between what you owe and
what your home is currently worth (even if you have
multiple mortgages on your home).
The best part is the
Bank pays all closing costs including our Commissions!!
We have successfully
assisted countless homeowners who thought they were
trapped by using this option! If you would like to have
more information about our program and how we can help
you, please take a moment to fill out the information
below, and we’ll contact you shortly. Thank you and
remember to “Start packing”!!
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Call today for a
private & confidential consultation.
We will explain the process
and all your options in detail.
508-889-6534 |
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LEGAL AND TAX ADVICE:
Seller acknowledges that Broker is not qualified to
provide financial, legal, or tax advice regarding a
short sale transaction. Therefore, the Seller is advised
to obtain professional tax advice and consult
independent legal counsel regarding the tax implications
and advisability of entering into a short sale
agreement.
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